Personal Loan
Ashwini Finance’s Personal Loan empowers individuals to meet personal and emergency needs with ease. This financing solution offers flexibility, quick access to funds, and peace of mind while maintaining financial control.
Eligibility
- You should be of minimum 21 years of age at the time of Personal Loan application and a maximum of 55 years at the time of loan maturity
- Assessment of your income and standard of living
- Stability of residence
- Established cash flow by way of salary income
- Prior credit history, if any, should be satisfactory
- Credit norms, as applicable
- You can avail a Personal Loan for a minimum repayment tenure of 12 months and a maximum repayment duration of 3 years
List of Documents
- Loan Application Form
- Identity proof.
- Address proof.
- Tax Receipt of House/Water Bill / Index 2 / 7/12 Utara & 8A
- Latest Bank Statement (Minimum 6 months – Maximum 1 Year)
- Salary Slip
- Guarantor Documents if Applicable
- Other relevant documents.
Loan Margin & Financing Structure
Top Features of Personal Loan
Enjoy attractive offers, zero pre-closure charges, and flexible down payment options. Experience financing that adapts to your needs, not the other way around.
Top Features of Personal Loan
Enjoy attractive offers, zero pre-closure charges, and flexible down payment options. Experience financing that adapts to your needs, not the other way around.
Frequently Asked Questions
Usually, identity proof, address proof, income proof, bank statements, and recent
photographs are required.
The loan amount depends on the applicant’s income, employment status, and
repayment capacity.
The repayment period is flexible and can extend over several years, allowing the
borrower to repay in convenient monthly installments.