Working Capital Loan
Ashwini Finance’s Working Capital Loan empowers businesses to manage daily operations with confidence. This financing solution ensures smooth cash flow, supports growth opportunities, and strengthens financial stability.
Eligibility
- Minimum Age – 21 years
- Assessment of your income and standard of living
- Stability of residence
- Established cash flow by way of business income of self-employed professionals
- Prior credit history, if any, should be satisfactory
- Credit norms, as applicable
List of Documents
- Loan Application Form
- Identity proof.
- Address proof.
- IT Return Latest 3 Years
- Latest Bank Statement (Minimum 6 months – Maximum 1 Year)
- Guarantor Documents if Applicable
- Other relevant documents.
Loan Margin & Financing Structure
Top Features of Working Capital Loan
Enjoy attractive offers, zero pre-closure charges, and flexible down payment options. Experience financing that adapts to your needs, not the other way around.
Top Features of Working Capital Loan
Enjoy attractive offers, zero pre-closure charges, and flexible down payment options. Experience financing that adapts to your needs, not the other way around.
Frequently Asked Questions
A working capital loan is a short-term loan used to manage daily business expenses such as inventory purchase, salaries, rent, and utility bills. It helps maintain smooth cash flow for business operations.
Small and medium businesses, traders, manufacturers, and service providers can apply. Eligibility depends on business turnover, cash flow, and credit history.
A working capital loan is meant for short-term operational needs, while a term loan is used for long-term investments like machinery or expansion. Repayment tenure is usually shorter for working capital loans.