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Micro Enterprise Loan 

A Micro Enterprise Loan varies from 40k to 3 lakhs. Most of the Micro Enterprise owners face difficulties like Cibil score, No income tax history etc. These factors hamper his progress and further force him to reject Banks, NBFCs  and approach traditional money lenders. Money Lenders exploit such shopkeepers or Micro Enterprise owners due to high rates of interest leading them to suffer more. It can be added that traditional money lenders calculate interest by using compound interest formula and exploit them by charging penalties on interest too.


Get financing for whatever you need now!

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Loan on Assets that power Micro Enterprises

AFPL offers Financial assistance at competitive interest rates and flexible repayment schedules. Any loan can be sanctioned if it generates income to the borrower. Equipments or assets that can be covered under this product may range from any industry like food, transport etc. 


Loan Against Equipment 

With no income documents required, getting a loan couldn’t get any easier. AFPL offers you refinance based on the existing asset. Customer can enjoy low interest rates if he fulfills all the eligibility conditions. 



Features of Micro Enterprise Loan


Special Pre-approved Loan

Get your loan preapproved just by submitting your GST return. 

90% Funding on Loan
Chanalising your capital the right way decides your growth. With minimum margin money, AFPL makes your financial projection better by sanctioning the maximum amount based on eligibility criteria. 





Maximum age of applicant at loan maturity: 55 years


Minimum Net Monthly Income:

Rs 15,000

Credit Rating

The Applicant should have the bank AFPL specified credit score. However, applications beyond the expected credit score may be accepted and scrutinize for further process.